This video,, can also be seen at 13 Bankruptcy in Maryland . A Chapter 13 bankruptcy generally allows you to keep your property in exchange for adhering to a repayment plan. How much you are required to pay back will vary depending on your income and the amount and types of debt you owe.Chapter 13 of the United States Bankruptcy Code is frequently referred to as a "wage earner" chapter, although it is available to individuals with regular income from any source, not just wages. Background. Chapter 13 is designed for individuals with regular income who desire to pay their debts but are currently unable to do so.He’d volunteered with the Legal Aid Society of Florida in Broward County before law school and was assigned to its housing unit, where he screened potential clients for Chapter 7 and Chapter 13.The requirements you need to meet if you are filing for chapter 7 bankruptcy.. have to file for Chapter 13 bankruptcy and pay into a five-year repayment plan. You can look for alternatives like negotiating lower payments or working with a.Also, it is usually easy to convert a Chapter 13 bankruptcy into a Chapter 7 bankruptcy (or the reverse). The united states bankruptcy court for the District of Maryland provides very helpful information if you wish to file for bankruptcy on your own, but encourages you to contact an attorney before doing so.As for the vet bills, she called them "unreasonable." She can’t pay them anyway. Lutz filled for Chapter 13 bankruptcy. So far, the insurance company lutz provided said it has no record of her.seeking chapter 13 protection allows you to keep all your property. It simply extends the amount of time you have to repay what you owe after the bankruptcy court issues its ruling. It is possible to file a Chapter 13 bankruptcy after a Chapter 7 is completed, allowing you to seek a reduction in whatever debts remain from a Chapter 7 discharge.Link to Video: HTML Codes: <a href="" title="MARYLAND CHAPTER 13 BANKRUPTCY – WHAT IS IT AND HOW DOES IT WORK">MARYLAND.How much will my Chapter 13 payment be? A plan must also account for any regular bonuses or other increases in pay due to raises, or for reductions in pay, like those that come from seasonal work.